As the whole world is fighting the Coronavirus pandemic and businesses are struggling to keep afloat, there is uncertainty all around, be it in terms of jobs, dividends, stocks, or finances. Likewise, the economic imbalance has also affected homebuyers and investors who were ready to make a real estate investment just before the disease started spreading at a fatal rate. So, the question is whether you should buy a home during COVID – 19. Let’s find out.

Benefits of Investing Now

Low Lending Rates

The RBI has recently announced a repo rate cut, that will bring down the interest rates on home loans. As a result, most banks launched new home loan products linked to the repo rate revision. Currently, the repo rate stands at 4.4%, which is the lowest ever. This is the perfect time for homebuyers who have sufficient funds to invest in that dream flat for sale in Kochi and to get a home loan approved before the rates are increased again.

Chance for Negotiations

This is a time when builders and property agents are eager to clear the inventory to resume cash flow. Most of them are also offering attractive discounts like a refund on booking amount to lure investors. Therefore, this is the right time to invest in the luxury flats in Kochi and secure a good deal for yourselves.

Demand – Supply Slowdown

As the pandemic has created an economic slowdown, the demand for homes has diminished. Besides, there are hardly any new product offerings by builders and developers. As discussed above, this is a great opportunity for homebuyers who have sufficient funds to own a home at a decent price.

Things to Consider:

Expect Project Delays

With the whole country under lockdown, and construction workers returning home, project delays are imminent. The real estate sector that has always been struggling with regulatory changes and low sales is now facing project delay issues.

Liquidity Issues

With almost no sales happening in any sector, liquidity can be a major issue you will face. Most investors and businessmen are struggling to pick up their pace once the lockdown ends. Investors should have to wait until the money starts flowing in gradually.

Uncertainty in Economic Growth

As a matter of fact, it is not just India that is facing an economic crisis. Most of the countries in the world have been impacted due to the pandemic. With these large economies facing turmoil, the Indian economy that is dependent on foreign investments and equity funding will suffer.

Real estate investment is a tricky business, especially if you are a first-time investor. It is very hard for you. Getting the right property that matches your budget is a challenging task that buyers face. Background research can help the buyers to select the appropriate property within the budget. The real estate market in India deals with various types of properties like land, apartments for sale in Kochi, villas, and commercial spaces.

Decide the location: 

The first step in the property investment process is to find the right location. It would be better to find out the location in your native city or working place is an important factor before selecting the ideal location. Remote locations are cheaper than locations within the city. So depending upon your investment choose the location that is right for you.

Calculate the budget: 

The second step in the investment process after selecting the location is a calculation of the budget. To check how much money you are able to invest in the new property. If you are a first-time buyer, then it would be better to consult a qualified financial advisor to know about your bank loan eligibility. Once the budget is set, then start to find a different option that matches within the limit.

Get to know your market: 

The real estate investment market has to change day by day. That’s why through market research, you have to find out the current market trends, prices, interest rates, and development which allow you to recognize the current market status and you should plan accordingly. It is better to invest in an area in which the property price is rising fastly. It is good for the future also and compares the different types of properties in the same locality. It will help to find out the pros and cons.

Size and type of property: 

Finding the right property is a difficult task. You can find a lot of properties of different sizes and types in your chosen location. The price of land depends upon the location whether it is a city or village. Land prices vary with location, size, age, and type of property. Buying ready-to-occupy

villas or apartments is a good way of earning money. Another best investment option is investing in an ongoing project. Ongoing projects price is lesser than the price of completed projects.

Know your needs: 

Another main thing is the actual purpose of investment. Different people have different intentions for the investment. For some, it may be their dream home or flat for sale in Kochi and for some others, it may be for earning money. So understanding your needs is an important thing. If you are selecting a house, then you need to have some space for a garden, a play area, etc.

Clear your debts: 

It is last but not least. Clearing all your existing debts will help to achieve your dream villa or flat fastly. While you are applying for a loan, the bank will check your credit score or find any debt to income ratio. Then if you have any pending debts, you won’t get the loan easily. So try to settle all the debts before buying a property.

The above are some aspects that give you a good idea about how to make the right property investment in your budget. You should be up-to-date on the current market trends. It will help you become a good investor. A property like a flat in Kochi, villa, or home is a valuable asset for the future.

The word `Home’ immediately brings to mind, a warm, secure place that provides comfort and solace, a happy place with happy memories. A home is a sanctuary, a shelter, a safe haven, where we all find our bearings, the place where we actually unwind and truly relax after every hectic and chaotic day in our frenzied lives.

Wherever we go, be it on a vacation or on a tour to some exotic destination, there’s a point when we all yearn to get back home. It’s a place we all come back to eventually, no matter where we go. However humble or palatial a dwelling is, we each call it our home. Our home is where we find ourselves, establish our identity and start to develop our personality before going out into the world to blend in and amalgamate experiences with people and places that eventually shape our personalities.

Over thousands of years, across nations and diverse cultures, humans have evolved from being cave dwellers to residing in more refined spaces of varied build types, which are familiar to us today as dwelling units. Our loincloth clad, cave dwelling ancestors too found comfort in their cave homes, as that’s where they found shelter from the formidable weather and wildlife that threatened their existence.

Never before, has collective humanity probably realized the relevance of a Home more than now. The phrase, `Home Sweet Home’, never before sounded so true in its essence. In these times of Covid19, probably the most used and most heard words are, `Stay Home’, `Stay Safe’. Today, our home is where we all find ourselves `locked down’, to save us from a deadly virus!
People may never have considered a scenario when they would be spending so much time at home. But now they have been forced to spend months at home without being able to step out other than for essentials. It may have been an unthinkable proposition a few months back. But today, we are reluctant to leave the security of our homes. Such is the feeling of protection and comfort that our home provides.

In the safety of our homes, we have rediscovered lost family bonds, the joy and warmth of togetherness that we lost somewhere in the insane, berserk ebb and flow of fast life.
Although imposed, the lockdown has, among other things, also succeeded in bringing out the hidden talents in people as they remained in the security of their homes.

Parents have suddenly glimpsed some of the obscure talents of their kids after they constantly shared long hours in each other’s company in the comfort of their homes. Not just kids, parents too found themselves uncovering their long forgotten hobbies, bringing lots of personal joy and satisfaction. Doing things together as a family was never this enjoyable. In our homes, we loved, played, argued, fought and experienced the joys of togetherness and fun filled days, even when the fear of a deadly virus kept us locked indoors.

We cannot think of our home without being emotional. Most of us carry fond memories of our home, as the place we grew up, a space, where we unite and bond as a family, where we have our silly little fights and share the joys of our little triumphs and the pain of our failures with our loved ones. This precious place that we call home, is what connects us with the world and defines our place in time. Our home, is where our story began…

Kochi has become a favored destination for people looking to invest in property. The reason is that it has now evolved into a commercial and technical hub and offers multiple opportunities for both businessmen and job seekers. The improved standard of living in Kochi is because a number of IT and non IT companies have set up shop here, and more and more professionals and businessmen are making Kochi their home.

In Kochi, the area of Panampilly Nagar is now one of the most attractive destinations for people choosing to buy residential property. The biggest draw of this locality is its convenient location. It is situated just a kilometer from the center of the city, making all amenities within easy range. From its inception in the 1970s, Panampilly Nagar has now grown into one of the most prestigious residential colonies in Kochi. There are a number of reputed builders who have come forward to choose Panampilly Nagar as the location for their apartment complexes, and buyers looking for Flats in Kochi are happily choosing their dream homes here. Abad Cloud Nine and Abad Ikebana are just two examples of these projects.

There is dedicated residents association here, who make herculean efforts to maintain the greenery in this area. There are several shopping complexes, lifestyle stores, restaurants, banks, schools and colleges here. It is no wonder that Panampilly Nagar is also the hub of commercial activity, because of the high spending capacity of the residents in this area. Some of the older Villas in Ernakulam are also getting converted to commercial establishments here.

Another area in the vicinity of Panampilly Nagar that has caught the attention of real estate investors is Kadavanthra. This is a part of Kochi’s central business district, and it also houses the headquarters of the Greater Cochin Development Authority. Kadavanthra is buzzing with upcoming commercial activity on one hand, and posh residential areas on the other. Banks, schools, railway station and airport are all within close proximity of this area.

These two areas are also home to several cine stars, making them very posh and prestigious. With an investment in either of these two areas, you just can’t go wrong, and will see your investment appreciate very quickly.

Have you ever considered investing in an apartment? If you haven’t yet done so, you should know that getting an apartment for your own can be a really wonderful idea in itself. Currently there are many real estate firms that are offering apartments in Kochi and you can easily get a good apartment that can be a home to your future generations. Here are some of the reasons as to why you should consider investing in an apartment.

Buying an apartment is a major investment on its own. You are not only doing it for yourself but also for your family. When you have an apartment for them, you children and future generations can take peace from the fact that they won’t need to find a home for themselves as they have already got a nice one.

The rental prices of home are steadily increasing all over India and in many cases landlords demand a staggering price from the tenants. You may have to pay advances that go up to 6 months or 1 year when you choose to rent an apartment for the first time. When calculated for many years, the costs of renting a place can get really high. On the other hand, you may need to initially spend more when you are looking to buy an apartment, but at the end of the day you can save a lot of money as well.

When you get an apartment of your home, you won’t have to enter into serious conflicts with your landlord who may not provide you with the space and freedom to live your life in your own way. Therefore, an apartment may provide you with the peace of mind that you have always wanted. It is due to such facts that many people are nowadays choosing to buy flats and villas.

The laws of demand and supply govern every activity of our life, not just economics. Whether it is the stock market or gold or real estate, prices and demand and the supply – they all have a relationship with each other. People flock to a particular commodity if its supply is less, whereas if the supply increases, then the demand for that commodity also reduces, along with its price.

But real estate, by its very nature (with land in the world being limited, and being used up daily, is one area where the supply keeps on diminishing over time, and therefore demand is always there. If you have an apartment in Kottayam or any other city of South India, you can easily sell it at a great price because there will be always demand for it. Let us look into real estate in more detail.

The best option in real estate is to buy villas and apartments in places which have continued growth, and then wait for the prices to rise so that you can make a neat profit by selling it. Or you can also use the owned property as your home. However, buying land plots is not a good option because if you are doing the construction by yourself, then you need to spend a lot of time with the architect, contractors, and laborers. In today’s hectic times, not many would be able to spare that kind of time.

So if you want to profit from the great investment opportunity of real estate but don’t have time to have your home constructed yourself, then you need to purchase ready made flats from reputable builders. A promoter or builder with an impeccable reputation will give you the happiness of a great investment without any of the hassles.

When we choose a flat to buy, we usually spend all our time in assessing the features of that flat and the project. But we should also pay some attention to the neighborhood and see what amenities are missing or inadequate. Here are a few things you should check out.

• Infrastructure – The approach roads to your locality as well as the roads in and around the area make a big impact. Your relatives wouldn’t like to visit you often if the road leading to your locality if full of potholes. A potential buyer will never be willing to buy at a reasonable price if the infrastructure is unsatisfactory.
• Markets – The flat should be in an area where articles of daily use, like vegetables, fish or groceries are easily available, and also for special purchases, some bigger shops or malls are within easy reach.
• Education – If you are buying flats in Kottayam, for example, then the flat shouldn’t be too far off from good schools or colleges, so that the children do not waste a lot of their time traveling to and from school every day.
• Work – Kochi has more than a hundred IT companies now, and there are offices all over the city. But when you are considering flats in Kochi, you must assess which area has most of the offices, and how far your flat is from those areas.
• Hospitals – Your living space should be near to hospitals to meet the medical emergencies. Even though hospital is not a day to day need but proximity to hospitals can save your life in case of emergency

Lifestyle in Cochin is changing rapidly because of the increase in income of people and development of the city. Nowadays, a huge demand for apartments and villas from professionals and businessmen who are moving into the city has increased the price for housing and land

Massive development in real-estate over a decade is being witnessed in Cochin. It is sure that our Villas and flats in Kochi embrace this development and cater to the urban style of living.

Easy accessibility through road,rail,water and air transportation channels makes Kochi city a favorite place for businessmen and professionals.  Now with the Kochi metro rail, most of the places in the city is easily commutable without getting trapped in boring traffic blocks. Our flats and villa projects in Kochi is built to bring you all these benefits of Kochi along with exclusive in-house amenities.

To have a flat in Kochi is ideal for even those who are not permanent residents of the city, considering the business and investment potential. It is also useful to have a living space close to the state’s best hospitals, business centres and airport. We have selected serene yet easily accessible locations for our villas as well as flats in Cochin. Our projects in Kochi are easy to get to via all means of transport. If you are in search for a premium living space in Kochi, Abad  is the right place to end your search.

Towards the South-East lies a suburb deeply rooted in history, brimming with memorabilia and is residence to the royal throne of the erstwhile Kingdom of Cochin – Tripunithura, the cultural centre of the city. Also known as Rajanagari, this small town is packed with breathtaking palaces, numerous temples and classic performance theatres, all concocted into a locale of youthful exuberance.

Tripunithura is a rightful ode to the undying heritage, tradition and diversity that is steeped into the hearts of the people of Kerala and setting an ambience for living like royalty is Abad’s Orchard County villas. These luxury villas in Tripunithura are a perfect blend of satisfying home-space and complete accessibility. And with very few units left for purchase, they represent the cream of the crop among ready-to-occupy villas in Kochi.

Orchard County comprises twelve limited edition premium villas in Kochi with 3 and 4 bedroom options of heavenly interiors and world-class amenities, all in close proximity to the proposed Kochi Metro Station in Tripunithura. Location prominence also comes with the presence of Choice School only a kilometer away and Infopark at a distance of 7 kms.

Villa plots, which expand to a little over an acre, provide an ideal gated community, with round-the-clock security and landscaped areas that seek to deliver ideal living spaces for young and old, alike. Also, expansive green lawns, elegantly paved driveways and essential street lighting ensure the villas reciprocate customer satisfaction, simultaneously beholding an unmatched style of international repute.

The interiors speak of the unrivalled knowledge and graceful effort that has been dedicated during construction, civil work, layout, floor plan, etc. With a thorough understanding of customer needs, utility and modern-day trends, Abad’s team of architects has delivered par excellence in these designer villas in Tripunithura. Each villa consists of window and balcony sliding doors, staircases with wooden finish and glass handrails and teakwood frame & shutter with melamine finish for the main door. Washrooms have been assembled with accessories from world reputed brands.

Careful civil work and structure have ensured an earthquake resistant structure for the villa and solid block masonry for smooth plastered walls. State-of-the-art kitchens comprise , granite platforms and independent gas supplies . The availability of master switches for lighting and a video phone intercom comes as a safety surplus for Abad’s Orchard County Villas in Kochi; a gesture of customer importance from Abad and its long-standing legacy of trust.

As the traffic draws to a close and dusk settles in on the suburb, the feeling of easing back onto a balcony chair and witnessing the soundlessness makes this Abad property incomparable to other villas for sale in Cochin. Orchard County stands in the middle of the chirping town that is Tripunithura, among its myriad stories about royal folklore and art-forms, the beauty of its people and its sleepy rivers, almost enunciating the definition of living like kings and queens of the new age.