Is Ernakulam A Good Investment Option For Upgraders

Is Ernakulam A Good Investment Option For Upgraders

Kochi is the commercial capital of Kerala. It is also known as a major tourist hotspot attracting tourists from all over the country and worldwide. The city is among the fastest-growing cities in the country and has been chosen as a Smart city by the government. Kochi will receive special development status from the central government to develop pan-city solutions and area-based development.

While upgrading your current home to a new one you are looking for better infrastructure and amenities around them. The location is expected to have better social infrastructure and connectivity. The residential project is expected to have the best amenities that promise a better lifestyle and environment for the family to grow. The city to which you are upgrading plays a big role in making certain that your upgrade was worth it.

There are many reasons for Kochi to be a good investment option for those looking to upgrade their homes.

Infrastructure and Development

Kochi is one of the top emerging cities of India and boasts of well-planned residential areas, excellent connectivity, modern healthcare facilities, educational institutes, shopping malls, and entertainment options. It is the first-TIER II city in India to have an operational metro rail network. The international airport connects the city to all major hubs within the country and the world. The builders in Ernakulam are matching these developments by building world-class complexes.


The city has a robust economy driven by tourism, shipping, and marine and Information Technology industries. The government’s special focus to develop these sectors has resulted in the generation of major employment opportunities for those who wish to make the city their home. The Cochin Port and Kochi International Development have further boosted the city as a hub for economic activity.

IT Hub

The special initiative of the government to develop the city as a major IT hub has led to the development of Infopark and Smart City campuses which is gaining the attention of large IT MNCs drawing them to invest in the city.

The Kakkand technological cluster and Cochin Special Economic Zone (CSEZ) offer a major advantage for these companies in cost-cutting as the cost of doing business is low and skilled professionals are easily available at lower costs. This has also boosted employment opportunities pushing the growth of residential flats for sale in Ernakulam.

Real Estate Development

Kochi offers the best residential projects for those looking to upgrade their lifestyle. There is no dearth of residential properties that suit the needs of every budget. Leading builders from the city are now offering luxury flats for sale in Kochi, high-rises with the best modern amenities and a luxurious lifestyle. Developers are creating exceptional homes with creative interiors to entice the home buyer. The smallest of the details and nuances are being taken care of to offer home buyers looking to upgrade their homes.

Kochi is also a hub of rich culture and traditions. The residents of the city can enjoy the most beautiful locales and experience the best cuisines and arts fulfilling all the needs of an enriching lifestyle.

Investing in Residential Real Estate in Kochi

Investing in Residential Real Estate in Kochi, A Smart Choice

A city known for its immense natural beauty, rich cultural heritage, and ideal tourist location, Kochi is emerging as the economic capital of the state of Kerala. Some serious developments in commerce, infrastructure, and industry have boosted the real estate landscape of the city.

Let us look at the factors that are responsible for Kochi’s emergence as an ideal location for real estate investment:

One of the top 20 smart cities in India

Kochi has been identified as one of the 20 smart cities by the Ministry of Urban Development, Government of India through a competitive selection process. This means that the city will get a special focus on the development of planned and improved infrastructure. The focus will be on E-Governance, water management, power supply, sanitation, solid waste management, efficient urban transportation, and IT Connectivity. The special focus on Kochi is bound to improve investments in the city that will boost real estate development at a fast pace.

Economic drivers

The Kakkanad technological cluster and Cochin Special Economic Zones are initiatives taken up by the government to develop Kochi as an industrial hub to boost IT and other industries. The Cochin International Airport’s new international terminal with operational metro and upgradation of the seaport is poised to attract global companies and cargo-based businesses to set shop in and around it. The metro rail will improve connectivity and travel time from Aluva to the key micro markets within the city ensuring real estate development in surrounding areas. These initiatives will drive the demand for residential properties, savvy office spaces, and retail properties.

Growing real estate market

Kochi’s real estate market has seen one of the highest growth amongst Tier 2 cities in India. The boost in infrastructure development, expanding economy, and growing population of skilled workers are reasons for the growth of the real estate industry in the city. There is potential for high returns on investment in real estate with a good scope for rentals. Builders and developers in Kerala consider Kochi an important market. The flats in Kochi are being developed with a vision to match international standards.

Tourism destination

Kochi sees an annual tourism influx equalling 4 times its population. It sees Indian as well as foreign tourists, of which foreign tourists account for 14% making tourism a major industry in the city’s economy. The city’s effort in transforming into a tourism hub will lay the groundwork for the development of hospitality and allied industries.

Infrastructure development backed by economic development has traditionally boosted the real estate industry. Kochi is on the path to becoming a major economic hub in South India and investing in the city’s property market is definitely a smart choice.


Tips on how to choose the right Real Estate agent

Are you looking for an apartment to buy or rent out in Kochi? That means you will also need to look out for the right real estate agent. This process is more time-consuming if you are new to the place. To start with you need to know the Builders in Kochi in terms of their work, goodwill, quality, and diversity of projects. Be it completed, ongoing, or the news – you have to have your homework done.

Conduct Your Own Research

Real Estate Agents are good at presenting their clients with a lot of information. Such practices are quite common in the real estate business. As a client looking for flats in Kochi, you should take the time to know more about the property or place they are interested in. They will make claims like “The property value will increase sharply in the immediate future so you have to buy it immediately” or regarding other projects in the nearby area. Instead of absorbing the agent’s words as such, think a little further.  You should understand the estimated price of the land, any issues or problems in the nearby places, etc. 

Also, it is best not to depend upon a single agent. You can get a better picture and idea by speaking to multiple agents and this will help you make a better choice. Moreover, it is better to visit some property listing websites to understand the prevalent prices in the concerned area. You can make use of websites like and Olx as well. Although there are other such websites available, not all of them are genuine. 

Discuss the agent fees

Most of the agents are quite hesitant when it comes to discussing the agent fees in the initial part of the deal. Even if you insist upon it, they will ask to discuss it upon the completion of the deal. This is a tactic for them to command a fee in proportion to the value of the deal. Moreover, it could lead to a lot of disputes down the line as well. So, it is best that all the discussions regarding the agent fees are completed upfront. If you can’t reach an agreement with the agent regarding the fees, it is best that you opt for another agent.

Ask Your friends and family for recommendations 

If you are finding a tough time narrowing down a real estate agent, then you can always look to your family and friends regarding their experiences with real estate agents. The real estate sector has always been quite hot in Kerala and someone in your close circle might have been involved in a real estate transaction recently. Also, agents recommended by your friends and relatives are much less likely to charge extra fees from you as they would like to maintain the fruitful relationship they have with their initial clients. 

Discuss with the recent clients of the agent 

An easy way to determine whether the agent is good for you is to communicate with his recent clients. You can ask questions regarding his capabilities, personality, and behavior. You should also enquire if they faced any issues in the transaction due to the agent and how the agent responded to such issues. Moreover, you can also ask them about the kind of fees the agent expects to receive and whether they were satisfied with the work of the agent ultimately. This will help you to decide whether the agent is a match for you. 

Verify the Agent Credentials

It is always a good idea to check the track record of the agent regarding the sales he has done. We recommend choosing an agent with a good reputation. You should ask the agent to give an overview of their apartments in Kochi and the locations they work in. If possible, then ask for references too. A reputed real estate agent will furnish the same with no second thoughts. If the agent has a personal website or social media profile, then you can get a good idea about his previous works and how credible the agent is. Evidence is more important than speech and you should be judging the agent with their work rather than their words. Besides, it is better to avoid agents who do not prefer to meet face-to-face or avoids providing key information regarding the property. You should not rush into any sort of deal if the agents are not providing key details. 

Verify the Agent License

This is one thing that most people tend to ignore. In fact, there is a license required for real estate agents in Kerala. They have to register with the real estate regulatory authority (RERA) before conducting any sale. Moreover, you can connect with concerned authorities to see if there are any pending cases or disciplinary proceedings against the agent. We would recommend you have a copy of the agent license. This is because if you run into any issues regarding the sale, the license copy might be a lifesaver. 

Decide on the selling strategy

Another important detail is to ensure that you and your agent are on the same page when it comes to strategies to be adopted while selling. You need to decide on the number of showings, whether you will do an open house and the expected price. Moreover, the marketing tactics have to be decided as well.

Understand the scope of the agent

Real Estate Agents deal with two kinds of people-the buyers as well as sellers. The buyers would prefer the price to be lower while the sellers would like to command a price as high as possible. Therefore, you must discuss with the agent to see if he has any allegiance or affiliation with the other party. It is best that the agent is neutral as this would make for a fair transaction. Else, there is a very good chance that the agent sides with the seller to gain a price as high as possible so as to gain a big commission fee. 


Find your dream home in Kochi with ABAD Builders’ wide selection of flats

Buying property in Kerala does need certain precautions and they do become the best investments ever in your whole life. For several reasons, investing in Kerala, and apartments in Kochi, would be the best, and owning property in a state like Kerala is always a matter of prestige. While buying new construction in Kerala, there is always appreciation for the property with healthy returns on your investment. The return on investment is moreover made available while the property is sold, rented or leased out, which could be ultra necessary as the available land is not increasing.

Make Your Dream come True with Abad Builders 

Abad Builders, the name itself says it all, has been redefining and delivering classy living spaces in Kerala. They have been prestigious from then on and have been booming in the real estate industry with some of the best reasons to consider. moving to this city if you want to take your wealth creation to the next level with real estate investment to match the boasts of a burgeoning IT industry like Kochi. They have been in the industry for decades and have been an ideal companion to cope with the massive career opportunities and foreign investment. As the real estate sector has increased manifold in a smart city like Kochi, being home to airport terminals, commercial growth, port-based industry development, cross-metro rail, and tourism; getting into property investment at a place like Kochi would be an ideal solution. If you want to get into property investment, then Abad Builders offers the home to some of the best properties in India.

The title deed for Abad Builders is clear enough to be trustworthy in the industry, and no worries are associated with simple development rights. The demand for the rightful owner is clear and covered well with Abad Builders, as they solely own the land they use for the development. The thought of purchasing an apartment or villa will be edible with Abad Builders’ magnificence of the property you own. The brand Abad Builders, design apartments or flats methodically and places the most-demanding opportunity in more than just being an address. Their identity over the years has been creating a sustainable environment and their reputation has been the vanguard of quality living and elite lifestyles. Abad Builders affirm the meticulous standards committed to formulating a responsible firm. 

Abad Builders have prominent home spaces and apartment buildings, among which most are situated in the city and adjoining districts. It has excellent connectivity and the number is growing with luxury amenities. Abad Builders have been at the forefront to introduce modern luxury facilities that are well-maintained with ultra modernity and efficiency. They have always been the favourite brand for international and domestic investors and have been a first-class operation since their origin. The international investors have a significant connection with Abad Builders, they have grown at a fast pace with the availability of excellent infrastructure. Investors worldwide who wish to have a home in India prefer Abad Builders for their transparent procedures and pricing strategies. 

For buying the flats in Ernakulam, land zoned as commercial, it is important to ensure the land is under a reputable owner and if it is Abad Builders, then it’s time for a huge sigh of relief. Abad builders are specifically convinced with the evident proof for ensuring the land you are buying has been zoned for the purpose of constructing a commercial building. 

Choosing a home with all the amenities is no longer a dream when you have Abad Builders on your side. To meet the requirements of your amazing dream within no time, look forward to Abad Builders, fulfilling the desire for your dream home. A home is a long-term investment and only an ideal partner like Abad Builders to help you with the right budget can be truly satisfied and relevant steps to be taken to make a ‘house’ a ‘home’. The builder you select matters a lot with the inevitable part, the location, and the Abad team offers the entire facility at the right location. 

The real estate market specifically mentions the amenities in the first half of the marketing session and many fail to provide to the point. Abad Builders actually provides all the amenities mentioned and simply the process suitable to your wishes and convenience. They are up to the mark in terms of quality and choosing them never would go wrong as their practice is to deliver the home as per the requirements. The maintenance service would never be your matter of concern if you choose to partner with Abad Builders. 

Your selection goes sensibly with Abad Builders for flats in Kochi and proves the best builder for the demand for the overall facilities by attaining the trust and support of the clients. The financial security at Abad Builders is easy to handle and can end up at your major wish for enough bedrooms, family dining, kitchen space, work area, parking, an attractive corridor, etc. They simplify your tension regarding loans and make your way to your dream home easy with simple hassle-free procedures. With Abad Builders nothing falls for your concern, it is just a matter to ensure the aspects, which are of higher priority. They keep themselves active and worthwhile with less client involvement for which you will be thankful for the user-friendly and long-term collaboration effort.


5 Advantages of Taking a Home Loan

Advantages of taking a home loan

‘Home’ conjures up images of comfort, joy, pride, and family. One of the biggest financial decisions you will likely make in your lifetime is whether to buy a home. If you are thinking about applying for a home loan, that decision becomes much more significant.

The majority of loans are regarded as liabilities. However, a house loan cannot be compared to gold loans or personal loans because purchasing a home is creating an asset that often increases in value over time, making home loans advantageous in the long term. The benefits of taking out a home loan are highlighted in the article below.

1. Affordable for all

A typical middle-class salaried individual may now more easily afford to buy a home, thanks to the home loan. Based on the applicant’s credit score and capacity to repay the loan, banks decide whether to approve or reject a home loan application. Lenders will rapidly accept your application if you have a steady source of income and the ability to make the agreed-upon EMIs. Home loans also have a lengthy term, often between 15 and 20 years, so the EMI is lower and more manageable.

2. Cost Effective Credit

In contrast to other kinds of loans, like gold loans or personal loans, lenders provide home loans at appealing and cheap rates of interest. According to the borrower’s profile and the lender’s policy, the interest rate typically varies from 7% to 8.5%.

3. Due Diligence of the Lender

Since purchasing a home is often a once-in-a-lifetime investment, you undoubtedly want to make sure the property is clear of any outstanding legal matters. When you apply to a lender for a home loan, the lender will thoroughly investigate both the property and the builder’s reputation. They will examine the paperwork related to the property and make sure the builder has all the necessary clearance certifications from the local authorities, as well as that the construction is lawful. If you look at top builders in Ernakulam, for instance, you will find that their upcoming projects are often pre-approved because of their long-standing record.

4. Tax Benefits

This is yet another important advantage of getting a home loan. If you pledged your property as collateral for a loan, you will be able to deduct taxes on both the principal and interest portions of the payback. You may deduct the payments of the principal portion of the mortgage under Section 80C. The highest deduction allowed in this case is ₹1.5 lakh.

5. Savings

Each payment you make on your home loan is essentially also saving you money for the future, as you are building equity in the property. As you build equity, you are essentially saving money because you have a greater ownership stake in the property. This can be helpful if you decide to sell the home in the future, as you may be able to sell it for more than you paid for it and use the proceeds to buy a new home or invest in something else.


Redefine your lifestyle with ABAD Signature

Offering a stunning blend of luxury and comfort, our latest project, Signature, is strategically located right at Kundannoor Junction, one of Kochi’s most accessible and picturesque locations. Ideally situated to give you easy access to what Kochi has to offer, the project has also been mindfully designed as a haven of luxury, tranquillity and exclusivity.

This 31-apartment high-rise, which offers 4-bedroom apartments, stands out for its tailored opulence. With a unique and one-of-a-kind layout, every floor has just two apartment units, which elevate your abode into a space of sumptuous contentment. Moreover, the wide balcony brings before your eyes a breathtaking riverscape that cannot be distilled into mere words. Signature stands apart from the rest because of its meticulous attention to detail that we, at Abad Builders, bring to every project, from the motorised gate system to the intricate security and safety system. Here, a better lifestyle becomes part of your everyday life.

The project has first-rate facilities brimming with opportunities to keep you active, entertained and living a healthy life. Check out the fitness facility, outdoor gym, party hall, health club and swimming pool on the rooftop, and other options to relax and enjoy from the comfort of a luxurious community space. These beautiful apartment amenities make your home more than a retreat; it also becomes a space where you can enjoy life better with family and loved ones. Apart from all of this, we provide you with a variety of concierge services to make your life that much smoother, from addressing necessities to everyday life to helping you with renting out your home, and resale opportunities.

We have established new standards by adopting strategies to secure the greatest possible energy savings, such as the rainwater harvesting system and the on-grid solar system. These strategies take into consideration the unavoidable necessity for environmental preservation and sustainability for a better future. Abad Signature is a masterpiece designed for the ultimate in luxury and comfort, coming up in a space that will allow you to define your elite lifestyle further. Here, we provide you with the opportunity to not only be yourself but also to live in a space that is an extension of who you are.

Don’t miss this opportunity to redefine your lifestyle with Abad Signature, The Best Builders in Ernakulam. These apartments for sale in Kochi are designed to be an extension of who you are, offering the ultimate in luxury and comfort. Contact us today to learn more about how we can help you find your dream home in this beautiful city.


3 DIY Projects to Make Your Space Pop!

Home DIY projects help to personalise your space. They reflect your style, personality and sense of creativity, and give your home character and charm. DIY projects are also a useful method to save money and repurpose discarded and old goods. Here are three simple DIY project ideas and designs for your home that you could find useful.

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3 DIY Projects to Make Your Space Pop!

A Space for Your Peace of Mind 

Create a meditation nook in your home. One of the first stages in creating an environment that is genuinely warm, soothing, and inviting for meditation is by choosing the colours for your space. Avoid using bright colours, fluorescent lighting or stark white lights when designing an area of your home that you consider to be your getaway.

Look for aromatherapy scents to help you relax even more; this is best done for a long or guided meditation. Lighting up a scented candle or incense stick can bring a lot of positive changes to the environment that surrounds you.

When decorating your own meditation space, consider using tapestries, carpets and cushions to create a cosy welcoming ambience. Adding indoor plants can also improve the air quality in the space.

Read Like a Monk

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3 DIY Projects to Make Your Space Pop!

Put up a reading corner in your home. Three essential components make up a great reading area: excellent lighting, sufficient book storage, and coziness. Having a window that allows the dispersion of sunlight into the space helps create a good reading environment. Alternatively, you can set up warm lights if you cannot find a space with sufficient natural lighting.

The most important part about creating a reading corner is setting up shelves that contain your favourite books. You can upcycle an old crate or make yourself a brand new bookshelf if you are ready to take up challenges. Make sure to clear the clutter and add some indoor plants to make the process more enjoyable and lively.

Put up comfortable furnishing and accompaniments like pillows and rugs for an immersive experience. Caution: keep it low-key so that it does not become distracting.

Put on Your Favourite Crafty Pants

Create a craft corner in your home. Figure out what kinds of crafts you are into and what tools you need so that you have them at hand while doing a project. Make sure you have a space that hosts all your crafting needs so that you don’t have to carry supplies between rooms. If you have a large workspace, adding counters can be a lovely improvement.

An addition of a bulletin board onto the empty wall where you can pin up to-do lists, photos, quotes, bills, and a variety of other items would be convenient. Good lighting is important for boosting your productivity; set up your workshop in an area where there is a lot of natural lighting available; or you can put up bright lamps around your space.

No matter what type of DIY project you choose, builders in Kochi can help you bring your vision to life. Whether you’re looking to renovate an existing space or create a new one, they have the skills and expertise to help you transform your home into a place you love. And if you’re in the market for a new home, there are plenty of flats in Kochi to choose from that offer the perfect canvas for your DIY projects.


5 Efficient Ideas for Your New Home

Perhaps you’ve lived in your home for a considerable period of time and it’s finally, an ideal time for an upgrade. Or you may be assembling a new house without any preparation and need to make something wonderful.

Either way, you would be searching for ideas to make your space fun, functional, productive, and green. In many apartments in Kottayam, residents are often in a dilemma as to where do you go for these ideas for the design of your new home? The answer is that you could begin following expert home builders and interior designers for getting their feedback, or you could simply read on.

Hopefully, you would have chosen to read on because you are going to discover 7fabulous ideas on what you should add to your home to build a unique space for you.

USB wall charger 

Many recently built flats in Edappally come with wall outlets that have USB spaces nowadays.  However, regardless of whether you already have a completely built home, they’re a fantastically worthy option that is simple to include for somebody with a touch of electrical experience.

Steam shower 

These showers not just have medical advantages like helping you to unwind, installing one will probably raise the value of your home. Also, they are amazingly green. While regular showers utilize seven gallons of water for each minute, steam showers utilize just one.

Impact-rated windows 

For instance, If you are living in a waterfront region where storms are normal, windows like these are legally necessary, yet, for those living in different zones, there are numerous advantages to using impact windows. For example, they offer improved security, decreased noise, and better energy efficiency, making them a wise investment.

Outside theater 

An Outside theatre is incredible as it can be done in a low-end, DIY way (utilizing a projector and straightforward open-air seating), or you can go hard and make a genuine performance center in a space designed for projection and built-in seating.

Secret rooms

Do you like privacy? Along with doors, have some shelves assembled that open to allow you to go from one room to another.

Window seats

What’s better than having a seat by the window where you can curl up with your favorite book and spent the day reading? A seat by the window is a useful expansion to any new home or rebuilt project. Moreover, it can also be used as a storage space.

Stair shelves

In many flats in Kottayam, stair shelves are a popular way to make use of your space. They are great because of the utility along with adding a fun and funky design aesthetic to your home. Stair shelves are hence always a great idea.


Why Investing In Real Estate Is A Good Idea

In these uncertain times, deciding on the best investment option is a difficult task for most people. Everyone is on the lookout to make the highest returns in the shortest possible time without losing out on their principal amount. In fact, there is no investment that can give you high returns without a degree of risk involved.

If we are to look at the various investment options available, we will see that investing in equity does not assure a fixed return and also involves a high degree of risk, as it is market linked. Mutual funds are mostly equity linked and any fluctuation in equity markets will adversely affect the performance of the fund. Fixed deposits, is seen as a safe avenue, but there’s hardly any return on your investment, considering that the banks are constantly reducing interests on term deposits. Government bonds are safe investments assuring a fixed return, but the returns are not high and the duration is far too long.


Investing in gold is an option that is quite popular especially in India. It has always been considered wise to invest in gold, for its high liquidity. But in reality, you lose much more than gain when we try to sell off gold in the form of jewelry; so investing in gold is not such a wise option, after all.

Despite the host of investment options available today, let’s examine why real estate is still considered to be the best investment avenue. The Indian Real Estate Consumer report for April – May 2020 finds that 35% of investors prefer to invest in real estate than gold (28%), fixed deposits (22%) or stocks (15%).

Real Estate fetches returns in two ways; it gets you a capital appreciation and also earns a rental return. The apartment or house, or the plot of land that you invest in will appreciate well over a period of time. You can rent out the apartment or house and earn a good rental return as well. Apart from the capital appreciation, investing in real estate also provides you with tax benefits.

While investing in real estate, a few points should be borne in mind, so as to make the right choice. If you are looking to invest in an apartment, it is important to check out the credibility of the builder; how long has the builder been in business, the number of projects delivered, whether these projects have been delivered on time, the quality of construction etc. are a few important points to look out. Reading up on customer reviews would be very helpful. The location of the house or apartment decides the kind of value appreciation and rental returns you can expect.

You should thoroughly go through the plan of the apartment and decide whether it completely meets your requirement of a home. It doesn’t matter whether it is for your personal use or whether you are planning to rent it out. A well planned and laid out apartment with good amenities and ambience fetches better resale and rental returns. Some builders offer fitted out apartments, which will save you the hassle of getting it done yourself, even though this would be more expensive.

You can also consider investing in commercial properties in good locations, if you are planning on a bigger investment in real estate. The advantage is that the returns on investment, both in terms of rental and the asset value appreciation, would be much higher as compared to an apartment or a house.

Even though in the current pandemic scenario, people seem to be deferring their decision of home buying, possibly owing to liquidity concerns and general uncertainty, a recent survey conducted by the National Real Estate Development Council, shows that people will again start investing in real estate in the next six months. The pandemic has alerted people, especially the NRIs that it is indeed a necessity to have a home back in India. Those people who stay in rented homes have also realized the importance of having a home of their own.

 “The addition of real estate to a portfolio of diversified assets can lower portfolio volatility and provide a higher return”says Investopedia. Investing in real estate properties is the best way to build a diversified financial portfolio, as real estate assets are real and tangible and provide a much greater level of security than any other investment option.

For more information on reliable and prudent real estate investment in Kochi, please contact: 9072369966



The author of this blog is Prasidha Prabhakaran. She is a freelance marketing professional. Her journey in Real Estate began in 1995 when she joined Abad Builders. In the last 25 years of her career, she has worked in the different domains of Sales, Marketing and Customer Care with Builders in Kerala and also those with pan India operations. This vast experience has endowed her with profound knowledge of the Real Estate industry, both in Kerala and rest of India. She is currently engaged as a marketing consultant for Abad Builders.


Should You Buy a Home During COVID-19?

As the whole world is fighting the Coronavirus pandemic and businesses are struggling to keep afloat, there is uncertainty all around, be it in terms of jobs, dividends, stocks, or finances. Likewise, the economic imbalance has also affected homebuyers and investors who were ready to make a real estate investment just before the disease started spreading at a fatal rate. So, the question is whether you should buy a home during COVID – 19. Let’s find out.

Benefits of Investing Now

Low Lending Rates

The RBI has recently announced a repo rate cut, that will bring down the interest rates on home loans. As a result, most banks launched new home loan products linked to the repo rate revision. Currently, the repo rate stands at 4.4%, which is the lowest ever. This is the perfect time for homebuyers who have sufficient funds to invest in that dream flat for sale in Kochi and to get a home loan approved before the rates are increased again.

Chance for Negotiations

This is a time when builders and property agents are eager to clear the inventory to resume cash flow. Most of them are also offering attractive discounts like a refund on booking amount to lure investors. Therefore, this is the right time to invest in the luxury flats in Kochi and secure a good deal for yourselves.

Demand – Supply Slowdown

As the pandemic has created an economic slowdown, the demand for homes has diminished. Besides, there are hardly any new product offerings by builders and developers. As discussed above, this is a great opportunity for homebuyers who have sufficient funds to own a home at a decent price.

Things to Consider:

Expect Project Delays

With the whole country under lockdown, and construction workers returning home, project delays are imminent. The real estate sector that has always been struggling with regulatory changes and low sales is now facing project delay issues.

Liquidity Issues

With almost no sales happening in any sector, liquidity can be a major issue you will face. Most investors and businessmen are struggling to pick up their pace once the lockdown ends. Investors should have to wait until the money starts flowing in gradually.

Uncertainty in Economic Growth

As a matter of fact, it is not just India that is facing an economic crisis. Most of the countries in the world have been impacted due to the pandemic. With these large economies facing turmoil, the Indian economy that is dependent on foreign investments and equity funding will suffer.

Get in touch

8th Floor, Nucleus Mall & Office,
N.H.85 (Kundannoor – Petta Road),
Maradu. P.O, Kochi – 682 304.
Ph: +91 0484-4105000,
GSM: +91 9072349966





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ABAD Builders, set up in 1995, is Kerala’s first CRISIL-rated builder and has also acquired ISO 9001. The ABAD group, with a legacy that goes back to 1931, also has interests in seafood processing, hospitality services, facility & project management services and retail.


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